At M.J. Smith & Associates, we help our clients create financial and life plans that reflect their unique situations, while supporting and celebrating their hopes and goals. Our goal is to help you lead the life you choose, by providing the competent, ethical financial advice you may need to be successful in today’s volatile markets.
Our professional team of advisors is experienced at integrating tax1, investment and financial strategies into thoughtful, holistic financial plans. And, as a Registered Investment Adviser, we act as fiduciaries – placing our clients’ best interests ahead of our own.
Ready to take control of your financial life? We’re ready to help. Get started by scheduling a complimentary, no-obligation meeting or portfolio review. It’s our privilege to serve you.
Your Plans. Our Priority.
by Mark Smith, CFP®, CPA/PFS, CIMA®
by Drew Harper, CFP®, CFA
by Mark Smith, CFP®, CPA/PFS, CIMA®
Numerous stories and reports lately are pointing to the impending “death” of active-fund management. In this post, Mark will explain the pros and cons of active funds and passive funds. He'll also argue why investors do not need to choose between the two, and clarify what it would take to hold a combination of the two in a well-diversified portfolio.
On June 9, a transition began toward full implementation of the U.S Department of Labor’s (DOL) Fiduciary Rule. Drew's post will explain what this rule is, and share how the motivation behind the rule has always been a part of our firm’s philosophy. He'll also share why the DOL will continue to review the rule in order to hammer out a number of flaws that currently exist.
News junkies have found the second quarter to be a heyday for headlines. Mark explores the possibilities why the headlines had such a short-term affect on the markets in this blog post. He also explains our firm’s mindset as we prepare for more headlines to come.
We review the headlines and study the markets to bring you our latest thinking, as well as timely tips and information.
With our holistic approach, we strive to be not just your investment planner, but your complete wealth management partner.
We’ve built a practice focused on sharing insight, experience and education.
We look forward to hearing from you.
Times Top 400
*The Forbes ranking of America's Top Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience. Ranking algorithm is based on quality of practice, including: telephone and in-person interviews, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC which does not receive compensation from the advisors or their firms in exchange for placement on the ranking. Research Summary (as of July 2016): 11,235 Advisor nominations were received, based on thresholds. 4,000 Advisors were invited to complete the online survey. 2,500 Advisors were interviewed by telephone. 425 Advisors were interviewed in person at the Advisors' location. Final list of the top 200 Advisors was then compiled based upon the quantitative criteria. Raymond James is not affiliated with Forbes or Shook Research, LLC. This ranking is not indicative of future investment performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Barron's Top 1200 Advisors - Winner's Circle, a Barron's research organization, produced the rankings based on data provided by over 4,000 individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross-checks with securities firms and conversations with individual advisors. Among the factors considered for the rankings are assets under management, revenue that the advisors generate for their firms and the quality of their practices. Data points that relate to quality of practice include length of service, designations held, and services beyond investments offered including estates and trusts, and an evaluation of each advisor's regulatory record etc. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients' risk tolerance than by an advisor's investment picking abilities. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. Barron's is not affiliated with Raymond James. Financial Times Top 400 - The FT 400 was developed in collaboration with Ignites Research, a subsidiary of the FT that provides specialized content on asset management. To qualify for the list, advisers had to have 10 years of experience and at least $300 million in assets under management (AUM). The FT then invited a list of just under 1,000 advisors to complete a survey used to obtain more information on the advisors’ practices. 400 qualified advisers were then scored on six attributes: AUM, AUM growth rate, compliance record, experience, industry certifications and online accessibility. AUM is the top factor, accounting for roughly 60-70 percent of the applicant's score. Additionally, to provide a diversity of advisors, the FT placed a cap on the number of advisors from any one state that's roughly correlated to the distribution of millionaires across the U.S. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. The FT is not affiliated with Raymond James.
1. Raymond James does not provide any tax advice or tax services. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and /or members. M.J. Smith and Associates is independent of Raymond James. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Your Plans. Our Priority.