Our Code of Ethics

Each employee of M.J. Smith and Associates shall always:

1. Act in the best financial interests of our clients. All recommendations and decisions on behalf of our clients shall be based solely on what’s best for each of them.
2. Disclose fully to our clients services provided and compensation alternatives and sources.
3. Provide our clients all requested information as well as other information needed to make informed investment decisions. Our clients’ inquiries shall be answered to the best of our abilities in a prompt and accurate fashion.
4. Maintain the confidentiality of all information entrusted by our clients, to the fullest extent permitted by law.
5. Comply fully with all statutory and regulatory requirements issued by federal and state regulatory bodies and compliance requirements of our broker/dealer, Raymond James Financial Services, Inc.
6. Act with integrity, dignity and honesty, and maintain the highest standards of ethics in all forms of professional conduct.
7. Perform professional services in a manner that is fair and reasonable to clients, and disclose conflicts of interest in providing such services.
8. Maintain knowledge through continuing education.
9. Regularly monitor the personal securities holdings and transactions of all the firm’s employees to verify that employees' trading activity is not counter to our clients’ best interests.