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MJS Blog

Creating Smart Resolutions for Your Financial Future

January 15, 2019
Jacob Jaegle, CFP®

We often hear from our clients that their children or grandchildren use the turn of the year to make financial resolutions. However, statistics show less than 10 percent of resolution-makers actually achieve their goals. This post shares some tips to help your next generation succeed.

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The First Step to Understanding the New QBI Deduction of the TCJA

September 6, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

A new tax deduction from the recent Tax Cuts & Jobs Act is a huge tax break for many business owners, yet complicated to understand. In this post we will look closely at what the 199A deduction is, what it means for businesses, and how to use strategies to help optimize deductions.

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An Evidence-Based Approach to Sustainable Investing Part II: Degrees of “Doing Good”

August 22, 2018
Drew Harper, CFA, CFP®

This last of a two-part post explains some of the ways the industry applies an organization’s Environmental, Social and Governance (ESG) ratings into sustainable investment strategies. It discuss how investors can incorporate a range of investment solutions that utilize these strategies to varying degrees.

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An Evidence-Based Approach to Sustainable Investing -Part I: Setting the Sustainable Stage

August 16, 2018
Drew Harper, CFA, CFP®

In this first of a two-part post, I bring sustainable investing into tighter focus. I'll introduce a few key terms and summarize how sustainable investment priorities may vary depending on individual goals.

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As Investors, Who Really Has Your Best Interest?

August 8, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

In March, a ruling shut down a law that would have required investment advisers to act as fiduciaries. This means that investment advisers are not required to act in the best interest of the party whose assets they are managing. It’s more important than ever to make sure you ask the right questions of your financial advisor.

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What It Means to Be CIMA® Certified

August 1, 2018
Tom Jacobsen, MBA

There are hundreds of credentials in the marketplace, and we believe not all are created equal. In this blog post, I explain the rigorous requirements for a Certified Investment Management Analyst (CIMA®) professional, the members of our team who hold this credential, and what it means for you.

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Explore the Benefits of Using a Trustee Agent

July 18, 2018

The role of trustee can be stressful, take up a lot of time, and be associated with a great deal of personal liability.This blog post highlights how the Raymond James Trust Company, as well as our team, can help with carrying out trustee duties.

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Tax Planning Resources

July 11, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

As we are now mid-way through 2018, evaluating and prioritizing your investments, savings and/or business initiatives to ensure alignment with the current tax code changes is key. Read this post for five resources to help with this.

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What to Consider If You Are Worried About a Downturn in the Stock Market

July 5, 2018
Drew Barnes, CFP®

When the stock market gets volatile, and the media focuses on negative forecasts, some investors may want to stay out of the market altogether or try to time the market when they fear a crash is imminent. If you sympathize with these investors, read this post.

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The National Debt and What That Means For You

June 15, 2018
Drew Barnes, CFP®

Gain a better understanding of key economic terms, bring the current context of deficit spending into better focus, and draw positive correlations between consumer vs. national debt.

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What the New Standard Deduction Means for Charitable Giving – and You

December 21, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

The Tax Cuts and Jobs Act, passed in December 2017, doubled the standard deduction, making it harder to claim the tax deduction for charitable contributions. While organizations know donors aren’t solely motivated by tax incentives, this post outlines options that may still be available to help with your taxes.

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Retiring Early – Is Financial Independence Possible?

December 5, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

Is your goal to have financial independence a lot earlier than the normal retirement age? Before you make any decisions on your retirement strategy, read through these varying points of view and keep these considerations in mind.

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There’s a Chance You’ll Have to Retire Early – Stay Prepared

November 15, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

According to a recent survey, nearly half of retirees left the workplace sooner than they had planned. To help ensure you enjoy your soon-to-be retirement - especially as some situations happen unexpectedly – we have highlighted some key points that will help provide financial security later in life.

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Is the Market Correction Giving You a Scare? Remember This

October 30, 2018
Drew Barnes, CFP®

The broader indices that are commonly tracked (i.e. S&P 500, Dow Jones Industrial Average, NASDAQ Composite) are now either in, or close to, correction territory. While the news stories and headlines present a “scary” picture, here are some statistics and information that show just how strong of an environment the U.S. is currently in.

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Preparing Your Children for Financial Wellness

October 24, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

By evaluating and learning from the biggest financial mistakes of previous generations, you can help your children start college off on the right foot and prepare them for a successful financial future. Start with these four simple steps.

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Introducing Raymond James Insurance Express

October 18, 2018
Drew Barnes, CFP®

Our team now has access to a new tool called Raymond James Insurance Express, which allows us to better help our clients through every step of acquiring life insurance - from an in-depth, personalized "Needs Analysis" to working with the Raymond James Insurance Group for the application and processing.

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Is the Market Correction Giving You a Scare? Remember This

October 30, 2018
Drew Barnes, CFP®

The broader indices that are commonly tracked (i.e. S&P 500, Dow Jones Industrial Average, NASDAQ Composite) are now either in, or close to, correction territory. While the news stories and headlines present a “scary” picture, here are some statistics and information that show just how strong of an environment the U.S. is currently in.

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Preparing Your Children for Financial Wellness

October 24, 2018
Mark J. Smith, CFP®, CPA/PFS, CIMA®

By evaluating and learning from the biggest financial mistakes of previous generations, you can help your children start college off on the right foot and prepare them for a successful financial future. Start with these four simple steps.

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Introducing Raymond James Insurance Express

October 18, 2018
Drew Barnes, CFP®

Our team now has access to a new tool called Raymond James Insurance Express, which allows us to better help our clients through every step of acquiring life insurance - from an in-depth, personalized "Needs Analysis" to working with the Raymond James Insurance Group for the application and processing.

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