Our experience, education and credentials qualify us to provide a comprehensive array of fee-based services.
Tax planning - strategies and techniques that help you maximize the present value of your after-tax family net worth1
Investment planning - strategies to create an asset mix that will help you meet your long-term objectives at an acceptable level of appropriate risk
Retirement planning - strategies to support wealth accumulation and eventual withdrawal during your retirement years
Estate planning - strategies to help you preserve wealth for distribution to loved ones, charitable organizations, educational institutions or other causes
Financial management - strategies and techniques to optimize your short and mid-term cash flow, assets and liabilities
Insurance and risk management - strategies to help you manage your financial exposure due to personal risk
Comprehensive financial planning - creating a plan that incorporates many or all of these strategies to help you manage your financial affairs to achieve your life goals
1. While we are familiar with the tax provisions of the issues presented at this seminar, as Financial Advisors of RJFS, we are not qualified to render advice on tax matters. You should discuss tax matters with the appropriate professional.
For M.J. Smith & Associates and Raymond James, client security is a top priority. Raymond James offers multilayered protection for our investors through the , various syndicates of Lloyd’s of London (excess SIPC) and the .
In addition to the standard security measures you might expect from a leading independent financial services company, Raymond James offers:
Raymond James wants clients to have the highest level of confidence in its ability to protect their assets. The company commits to reimbursing clients for actual losses in any Raymond James accounts due to unauthorized access to a Raymond James system that occurs through no fault of the client.
To learn more, view our PDF, "Keeping Your Account and Personal Information Secure".